Help with your copays
Use it to cover the daily hospital copays of your Medicare Advantage plan.
Se habla español · Free consultations
Hospital Indemnity Insurance
Minimize your costs if you have to stay in the hospital
Many Medicare Advantage plans charge a copay for each day you spend in the hospital. Hospital indemnity insurance pays you cash to help cover those costs.
What is hospital indemnity insurance?
It's a supplemental plan that pays you a fixed amount of money when you're admitted to the hospital. The payment goes to you, not the hospital, and you can use it however you need.
How does it work?
- 1
You are admitted to the hospital
For an illness, surgery or accident covered by the plan.
- 2
You file a claim
We can help you with the paperwork if you need it.
- 3
You get paid
The carrier pays you the amount stated in your policy, based on the days or type of stay.
Learn about the Advantage Plus Elite plan
Watch this short video and review the materials from Guarantee Trust Life (GTL), the carrier for this plan.
Why our clients choose it
The money is yours
Pay rent, groceries, transportation or whatever you need while you recover.
Works with your plan
It works alongside your Medicare plan; it doesn't replace it.
Options that fit you
There are plans with different benefit amounts and coverage. We help you compare.
Benefits, amounts, waiting periods and exclusions vary by plan and carrier. Hospital indemnity insurance is a supplemental benefit: it is not comprehensive health insurance or a Medicare plan, and it does not satisfy the minimum essential coverage requirement.
Want to know how much it could pay you?
We review your Medicare plan and show you hospital indemnity options at no cost and with no obligation.